BMC-91 Insurance Certificate for Motor Carriers
The BMC-91 form certifies that a motor carrier has obtained the necessary Public Liability insurance. It is essential for compliance with Federal Motor Carrier Safety Administration regulations. This document must be filed to demonstrate financial responsibility.
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How do I fill this out?
Filling out the BMC-91 form requires careful attention to the details of your insurance policy. Start by entering the name and address of your insurance provider. Ensure all required fields are completed to avoid any delays in processing your filing.

How to fill out the BMC-91 Insurance Certificate for Motor Carriers?
1
Obtain complete information about your insurance coverage.
2
Fill in the details of your insurance company and the insured motor carrier.
3
Review the form for accuracy before submitting.
4
Submit the completed form to the relevant governing body.
5
Retain a copy for your records.
Who needs the BMC-91 Insurance Certificate for Motor Carriers?
1
Motor carriers who are required to show proof of insurance.
2
Insurance companies filing on behalf of their clients.
3
Freight forwarders needing to certify coverage for transportation.
4
Regulatory compliance officers reviewing insurance documentation.
5
Business owners involved in vehicular transportation.
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What are the instructions for submitting this form?
To submit the BMC-91 form, complete the form and send it to the Federal Motor Carrier Safety Administration. You may submit online at their official website or fax to 202-366-3477. Alternatively, you can mail the physical form to FMCSA, MC-RRA, 1200 New Jersey Avenue SE, Washington, DC 20590.
What are the important dates for this form in 2024 and 2025?
The BMC-91 form does not have specific expiration dates but is tied to the validity of the insurance policy. It's essential to stay updated on any changes in transport regulation deadlines or insurance renewals. For 2024 and 2025, ensure your insurance policies are reviewed before any required filings.

What is the purpose of this form?
The BMC-91 form serves as a crucial document for motor carriers to comply with federal insurance requirements. It certifies the existence of sufficient Public Liability insurance coverage for the operation of commercial vehicles. Proper validation of this form ensures that the insured is protected against claims that may arise during transport activities.

Tell me about this form and its components and fields line-by-line.

- 1. Insurance Company Name: The name of the insurance provider who issued the policy.
- 2. Policy Number: The unique identifier for the insurance policy.
- 3. Date of Issue: The date when the policy was issued.
- 4. Name of Motor Carrier: The registered name of the entity covered by the insurance.
- 5. Address of Motor Carrier: The physical address of the motor carrier.
- 6. Policy Effective Date: The start date of the insurance coverage as specified in the policy.
- 7. Signature of Authorized Representative: The name and signature of the individual filing the document.
What happens if I fail to submit this form?
Failing to submit the BMC-91 form can result in the inability to operate legally as a motor carrier. Additionally, it may lead to penalties, fines, or revocation of permissions granted by regulatory bodies. Submitting late can also compromise coverage under the insurance policy.
- Legal Penalties: Not filing on time can lead to legal repercussions for motor carriers.
- Insurance Complications: Failure to submit may affect the validity of your insurance coverage.
- Operational Delays: Delays in submission can interfere with business operations.
How do I know when to use this form?

- 1. Insurance Applications: File to demonstrate proof of insurance when applying for coverage.
- 2. Policy Renewals: Submit again during each renewal period of your motor carrier insurance.
- 3. Regulatory Reviews: Provide officials with required documentation during compliance checks.
Frequently Asked Questions
What is the BMC-91 form?
The BMC-91 is a certificate of insurance that verifies a motor carrier has the required Public Liability insurance.
Who needs to fill out the BMC-91?
Motor carriers and freight forwarders need to complete this form to comply with federal regulations.
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What if I make a mistake on the form?
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How long is the BMC-91 valid?
The BMC-91 remains valid as long as the insurance policy is active; otherwise, it must be updated.
How do I submit the BMC-91 form?
Submit the completed form as instructed on the document, typically via the FMCSA.
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