Edit, Download, and Sign the Pennsylvania Mortgage Affidavit and Instructions
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How do I fill this out?
To fill out this document, start by accurately entering your personal information. Next, ensure all sections related to residency, income, and first-time homebuyer status are completed. Review all entries thoroughly before signing.

How to fill out the Pennsylvania Mortgage Affidavit and Instructions?
1
Read the entire document carefully.
2
Fill out all required personal and property information.
3
Disclose all sources of household income.
4
Certify the use and occupancy of the property.
5
Sign and date the affidavit as necessary.
Who needs the Pennsylvania Mortgage Affidavit and Instructions?
1
First-time homebuyers looking for assistance.
2
Veterans purchasing homes under specific programs.
3
Individuals seeking tax-exempt mortgage financing.
4
Sellers completing necessary documentation for closing.
5
Real estate agents guiding clients through the process.
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What are the instructions for submitting this form?
To submit this form, send it via email to submit@phfa.org or fax it to 1-800-555-0132. Physical submissions can be mailed to PHFA Customer Service, 211 N. Front St., Harrisburg, PA 17101. Ensure that your application is complete to avoid processing delays.
What are the important dates for this form in 2024 and 2025?
Important dates for this form in 2024 and 2025 will be released in advance of the mortgage processing years. Keep an eye out for updates from the Pennsylvania Housing Finance Agency regarding any deadlines or changes. Make sure your application is submitted before these dates to avoid any delays in processing.

What is the purpose of this form?
The purpose of this form is to assure compliance with the requirements of the Pennsylvania Housing Finance Agency’s mortgage loan program. It serves to confirm that the applicant meets eligibility standards for obtaining a mortgage. This affidavit is crucial in facilitating the allocation of tax-exempt financing for eligible properties.

Tell me about this form and its components and fields line-by-line.

- 1. Name of Applicant: Full name of the applicant applying for the mortgage.
- 2. Property Address: The address of the property being purchased.
- 3. Income Details: Total annual income and sources must be listed.
- 4. Occupancy Declaration: Confirmation of the principal residence status.
- 5. Signature: The applicant's signature to affirm accuracy.
What happens if I fail to submit this form?
Failure to submit this form may result in delays or disqualification from the mortgage application process. It is essential to provide complete and accurate information to avoid complications.
- Delay in Processing: Incomplete submissions may lead to processing delays.
- Ineligibility for Programs: Missing forms may make you ineligible for certain mortgage programs.
- Loss of Financial Opportunities: Not completing the affidavit could mean missing out on funding assistance.
How do I know when to use this form?

- 1. First-time Homebuyer Applications: Individuals purchasing their first home must submit this affidavit.
- 2. Mortgage Assistance Requests: Applicants seeking financial aid through the PHFA regulations utilize this document.
- 3. Property Ownership Verification: This form serves as a verification of property residency.
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