SF-313 Accounts Receivable Endorsement
This file is an endorsement for business owners to provide coverage for their accounts receivable records against accidental loss or damage. It details who qualifies for the coverage, what is covered and what is not. It also provides steps for determining receivables in the event of a loss.
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How do I fill this out?
To fill out this form, start by entering the Amount of Insurance for your accounts receivable coverage. Refer to the Declarations if necessary. Ensure your claim is not excluded by checking the 'What We Do Not Pay For' section.

How to fill out the SF-313 Accounts Receivable Endorsement?
1
Enter the Amount of Insurance.
2
Check the declarations for any missing information.
3
Refer to 'What We Pay For' for coverage details.
4
Ensure that your claim does not fall under 'What We Do Not Pay For'.
5
Complete and review the Determination of Receivables section.
Who needs the SF-313 Accounts Receivable Endorsement?
1
Small business owners needing coverage for accounts receivable losses.
2
Accountants managing business financial documentation.
3
Insurance agents processing businessowners' policy endorsements.
4
Businesses with high-volume receivables needing financial protection.
5
Loan officers verifying accounts for clients applying for loans.
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What are the instructions for submitting this form?
To submit this form, email it to your insurance provider, or submit it through their online portal if available. Alternatively, you can fax it to the provider's number, or mail it to their physical address. Ensure you follow up to confirm receipt and processing. It's essential to keep a copy of the submitted form for your records and any future claims.
What is the purpose of this form?
The purpose of this form is to provide additional coverage for businessowners to protect their accounts receivable records. It ensures financial protection against accidental loss or damage of receivables on the insured premises. The form outlines the specifics of what is covered, what is not covered, and the procedure for claiming losses.

Tell me about this form and its components and fields line-by-line.

- 1. Amount of Insurance: The specified amount of insurance coverage for accounts receivable records.
- 2. What We Pay For: Details the types of losses that are covered under this endorsement.
- 3. What We Do Not Pay For: Lists the types of losses and situations that are not covered by this endorsement.
- 4. Determination of Receivables: The method to calculate total receivables in the event of a loss, based on past monthly statements and business experience.
What happens if I fail to submit this form?
Failing to submit this form may result in not having coverage for your accounts receivable losses.
- Loss of Coverage: Not submitting the form means you will not be able to claim under this endorsement.
- Financial Impact: You may suffer financial losses due to lack of coverage for your accounts receivables.
How do I know when to use this form?

- 1. Protect Receivables: To protect against financial loss from damaged or uncollectible accounts receivable.
- 2. Secure Loans: To provide proof of receivables coverage when applying for business loans.
Frequently Asked Questions
What can I use this form for?
This form provides endorsement for accounts receivable coverage under a businessowners policy.
How do I enter the Amount of Insurance?
Refer to the Declarations section of your businessowners policy to determine the amount to enter.
What does 'What We Pay For' section specify?
'What We Pay For' outlines the types of accounts receivable losses that are covered by this endorsement.
What exclusions should I be aware of?
You should be aware of the exclusions listed under 'What We Do Not Pay For' to ensure your claim is valid.
How is the total amount of receivables determined?
The receivables are determined based on monthly statements, factoring in year-over-year changes and business experience.
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